Your home is a special place. An investment for sure but one that is full of memories. Whether its a starter home or one worth millions of dollars. we have the companies to tailor coverage such as extended replacement cost, cash settlement, special collections, etc to fit your individual needs. Homeowners policy also includes personal liability coverage that is essentially a tool for financial protection. It can also be purchased as a standalone policy. It gives protection to the insured and their family in the household from any claims that arise due to injuries and damage to the property of others or injuries sustained by others.
Essentially, personal liability insurance will prevent individuals from having to pay out a large amount of money if they are found to be legally responsible for something which happens to a third-party claimant.
As your insurance agent, the team at Tanna Insurance will help you find the best Homeowners and personal liability coverage, for your peace of mind, and for your protection.
A personal liability policy will provide you with the money for a legal defense in the event you face a lawsuit, and it may also payout for any damages to the injured third-party up to any limitations of the policy.
For instance, if a visitor to your home was to fall down some steps, or one of your children was to accidentally kick a ball through your neighbors greenhouse, it’s likely you will be held legally responsible for any damages that have been caused. Other fairly commonplace liability-related claims include:
Although most homeowner insurance policies will provide you with some personal liability coverage, they will only ever payout up to that limit. The options that present, are:
If you own a home, condominium or are a renter, then you should buy some type of personal liability insurance. We help homeowners and renters buy the right level of coverage. Our expert insurance agents will help you determine what that level is by looking at the value of your assets, your net worth, alongside reviewing any policy deductibles, coverage amounts, and policy limits. Buying this type of coverage will help to protect your net worth and your personal assets.
Buying commercial liability insurance is essential for your personal and professional protection. With so many types of insurance to review, it’s easy to come unstuck or get overwhelmed by the details. As your local commercial insurance agent in Woburn, we offer a personalized service, and we build insurance packages that are tailored to your individual needs.
We’ve been in business for over twenty years with industry experience of over forty. Here are just a few reasons why clients enjoy doing business with us.
If you want to work with an insurance agent you can trust, the team at Tanna Insurance can help you protect your business, your people, and your assets.